Your Home, Our Expertise

Experienced Mortgage Broker Serving Commerce City, CO

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WELCOME TO PEAK MORTGAGE CONSULTANTS

We look at mortgages in a different way

We want to know what your goals are so we can match those with the best mortgage programs in the market along with great rates and low closing costs. Our award-winning consultants specialize in all loan programs, including conventional, FHA, VA, reverse mortgage, and jumbo loans. We also have the new bank statement loans available for the self-employed client. We are excited to help clients with their home purchase or saving hundreds of dollars a month with a refinance. Call us even if you are currently in the loan process. With our quick turnaround times and top-of-the-line service, it is never too late to save more money.

Dominique Carbajal

Dominique Carbajal

Dom has been a top producer in the mortgage industry for more than 20 years. His number one priority is finding the right loan that fits his individual client’s needs.
NMLS: 806027
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Bonnie Carbajal

Bonnie Carbajal

Bonnie Carbajal is the VP of Business Operations with Peak Mortgage Consultants. In this role, she is responsible for developing and implanting strategies to grow Peaks Business in multiple states.
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Low Payments, Even Lower Interest Rates

All Your Mortgage Needs Covered

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Conventional & FHA Home Loans

Most lenders offer conventional loans, the most common type of mortgage. These loans are ideal for borrowers with strong credit and a down payment of at least 3%, though larger down payments are often preferred. Another option is FHA loans, which cater to borrowers with lower credit scores and require as little as 3.5% down. Contact our team to learn about both types of loans and determine which might be the best fit for you.

USDA Loans

A USDA home loan is a zero-down payment mortgage for eligible rural home buyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. Contact our mortgage brokers today to see if a USDA loan is the right option for you! 

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Reverse Mortgages

A reverse mortgage loan allows homeowners to borrow money using their home as security for the loan. When you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, borrowers don’t make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month, and the balance grows.

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VA Home Loans

The Department of Veterans Affairs partially backs or guarantees a VA loan, a mortgage option offered by private lenders. Here we look at how VA loans work and what most borrowers don’t know about the program. For the vast majority of military borrowers, VA loans represent the most powerful lending program on the market. Get in touch today to learn more about VA loans.

Jumbo Loans

A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. According to the Federal Housing Finance Agency (FHFA), the maximum amount for a conforming loan is $548,250 in most counties. Homes that exceed the local conforming loan limit require a jumbo loan. For more information, click the button below or contact us.

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Fixed-Year Loans

If applying for a fixed-rate mortgage, you need to decide on a loan term to go with it. A loan's term is the length of time that you will spend repaying the loan. It influences how much you'll pay each month, including interest, and it defines how long it will be until you'll own the home outright. Fixed-rate mortgages typically come with 15 or 30-year loan terms—although some lenders offer 10 and 20-year loan terms as well.

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EXPERIENCE Mortgage Mastery

Local Insights AND Expert Advice

Living in the heart of Commerce City has its perks, and we’re here to help you make the most of it. With our in-depth local knowledge and unbeatable mortgage options, we ensure you get the best deal tailored to your needs. Discover how our expertise can help you thrive in this vibrant community. Ready to get started? Reach out to us now!

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Seamless Mortgage Solutions

WE OFFER TAILORED Mortgage Plans

We know that one size doesn’t fit all when it comes to mortgages. That’s why we offer tailored mortgage plans designed to fit your unique financial situation and goals. From first-time home buyers to seasoned investors, our personalized approach ensures you get the perfect plan. Interested in a custom mortgage solution?

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THE SOURCE FOR Effortless Loans

Your Dream HOME, Our Mission

Securing a home loan shouldn’t be a hassle. Our mission is to provide effortless home loans that make the process smooth and stress-free. With our expertise, you can navigate the mortgage landscape with confidence. Let’s make your dream home a reality. Apply now for a streamlined home loan experience!

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OUR SIMPLE 3-STEP PROCESS

Safe AND Secure LOAN ApplicationS

At Peak Mortgage Consultants, we look at home mortgages in a different way.

1

Our Team

Our team consists of certified and experienced experts who are ready to help you with your next home purchase challenges.

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2

Our Goals

All the results that you get from our highly skilled team are 100% guaranteed to offer you the best results.

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3

Application

Call us even if you are currently in the loan process. With our quick turnaround times and top-of-the-line service to save more money.

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SAVE time & money on your biggest investment

Why choose Peak Mortgage Consultants?

We look at mortgages a different way. We want to know what your goals are so we can match those with the best mortgage programs in the market along with great rates and low closing costs. Our award-winning consultants specialize in all loan programs, including conventional, FHA, VA, reverse mortgage, and jumbo loans. We also have the new bank statement loans available for the self-employed client. We are excited to help clients with their home purchase or saving hundreds of dollars a month with a refinance.


Call us even if you are currently in the loan process. With our quick turnaround times and top-of-the-line service, it is never too late to save more money.

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Simplifying Refinancing

Better Terms, Lower Payments

Thinking about refinancing your mortgage? We make the process simple and straightforward, helping you secure better terms and lower payments. Our refinancing solutions are designed to fit your financial goals. Ready to refinance? Let’s discuss your options and start saving today!

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ABOUT OUR Customer-Centric Approach

Your Satisfaction is Our Priority

Your satisfaction is our top priority. With a customer-centric approach, we ensure your needs are met with exceptional service and attention to detail. From start to finish, we are committed to exceeding your expectations. Experience our unparalleled service. Get in touch with us now!

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What Our Happy Customers Are Saying

Your Dream RESIDENTIAL PROPERTY Awaits

Your Trusted Mortgage BrokerS

Ready to take the first step towards your dream home? Connect with us, and let’s begin this exciting journey together. Our dedicated team is here to provide the solutions and support you need. Contact us today and discover how we can make homeownership a reality for you!

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PARTNER WITH OUR experT professionals

ExpeRIENCED TEAM WORKING FOR YOU

At Peak Mortgage Consultants, we understand that finding the right mortgage can be daunting. That’s why our team of dedicated professionals is here to simplify the process and help you make informed decisions. With a range of loan options and expert advice, we’ll make your home-buying journey smooth and stress-free. Ready to get started? Reach out to Peak Mortgage Consultants and let us turn your home ownership dreams into reality.

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Frequently Asked Questions

If you can't find the answer you are looking for below, feel free to reach out to our team.

  • Why is Peak Mortgage Consultants so popular?

    Peak Mortgage Consultants has built a stellar reputation as a leading mortgage broker in Commerce City. Our clients appreciate our personalized approach, expert advice, and comprehensive mortgage solutions. As a trusted mortgage broker, we go above and beyond to ensure a seamless experience for every client. Our commitment to excellence and transparency sets us apart as a top mortgage broker choice. Whether you're a first-time homebuyer or looking to refinance, our team of experienced mortgage brokers is here to guide you every step of the way in Commerce City.  Discover why so many choose Peak Mortgage Consultants as their preferred mortgage broker.

  • What services does Peak Mortgage Consultants offer?

    Peak Mortgage Consultants offers a wide range of mortgage solutions including home purchase loans, refinancing options, and investment property loans. 


    Our team of experts is dedicated to finding the best mortgage product to fit your unique financial needs and goals.

  • How do I start the mortgage application process with Peak Mortgage Consultants?

    Starting your mortgage application with Peak Mortgage Consultants is easy! Simply contact us through our website or give us a call. One of our experienced mortgage consultants will guide you through the initial steps, gather necessary information, and help you understand your options.

  • Why should I choose a mortgage broker over a direct lender?

    Choosing a mortgage broker like Peak Mortgage Consultants can provide you with access to a wider range of loan products and lenders. 


    We work on your behalf to find the most competitive rates and terms, saving you time and effort. Our goal is to secure the best mortgage deal for your specific needs.

  • What documents do I need to provide during the mortgage application process?

    Typically, you will need to provide proof of income, tax returns, bank statements, and details of your assets and liabilities. 


    Our team will provide you with a detailed checklist to ensure you have everything needed for a smooth application process.

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